Freelance Rate Calculator

Find out the minimum hourly and day rate you need to charge to hit your target take-home pay.

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How does this work?

Understanding how to value your time and get the equivalent benefits as if you were employed is critical to your wellbeing, success and security. We start from your target take-home pay, gross it up to account for Income Tax and Class 4 National Insurance, add your business costs and pension contribution, then divide by your billable hours to find your minimum rate. Billable efficiency accounts for the fact that you can't bill every working hour - some time goes to admin, invoicing, marketing, and professional development.

The UK pay calculator that just gives you the answers.